First of all, nothing is ever going to happen between you. He is a younger, married man. He might like you and enjoy teaching you but that's it. You have a feeling you're being played and that might very well be. You use the word foolish in your post a lot. Foolish for paying what you can't afford, foolish for having feelings for your instructor. If you don't want to be the stereotype, then don't be and you won't feel foolish. It is that simple. There is no romance, it is a job for him. There is nothing like dancing to make a woman feel attractive and you may need that at this time of your life, so just enjoy your time together. Just remember when your hour is up, he has moved on. If you can't afford private lessons then try groups, go to parties, see if you can find a partner to share expenses.